Charlotte, North Carolina • Serving the Southeast • Fee-Only Fiduciary
Clarity and Confidence for Life's Biggest Financial Decisions.
Financial guidance for business owners, executives, and families navigating growth, transition, and long-term planning.
Based in Charlotte and serving clients throughout the Southeast, Altum Wealth Alliance helps clients simplify what feels complicated and move forward with greater confidence.
Who We Serve
Thoughtful Planning for Sophisticated Financial Lives
Business Owners
Strategic guidance for owners navigating growth, succession, and long-term wealth planning.
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Executives
Helping executives navigate equity compensation, deferred compensation, and concentrated stock positions.
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Families & Legacies
Planning centered around family priorities, wealth transfer, and multigenerational legacy considerations.
Learn MoreWhy Altum
Experienced Guidance. Personal Attention.
As wealth grows, financial decisions often become more interconnected. Investment strategy, taxes, retirement planning, insurance, and estate considerations rarely exist in isolation.
Altum Wealth Alliance helps clients bring greater coordination and clarity to those decisions through thoughtful planning and long-term relationships.
Bob Moses has spent decades helping clients navigate changing markets, evolving businesses, and major life transitions, while maintaining a highly personal approach to financial guidance.
Fee-Only
No commissions, ever
Fiduciary
Your interests, always first
What We Do
Planning That Evolves With Your Life
Business Owner Planning
Helping business owners navigate growth, succession considerations, and long-term wealth planning.
Investment Management
Thoughtful portfolio management designed to support long-term goals, changing priorities, and evolving market conditions.
Financial Planning
Helping individuals, families, and business owners navigate important financial decisions with greater clarity and coordination.
Tax Planning
Coordinating investment, income, and estate decisions to help manage tax exposure over time, not just at filing season.
Executive Compensation Planning
Strategic planning for professionals managing equity compensation, deferred compensation, and concentrated wealth positions.
Estate Planning
Helping families align wealth with long-term goals, family priorities, and multigenerational legacy considerations.
Our Reach
Built on Relationships Throughout the Southeast
While Altum Wealth Alliance is based in Charlotte, Bob Moses has spent much of his career building trusted relationships throughout Atlanta, Hilton Head, Savannah, and the broader Southeast.
Today, Altum continues to work with clients who value experienced guidance, personal attention, and long-term planning relationships.
How We Work
A Thoughtful Planning Process
Discover
We begin by understanding your goals, priorities, and concerns.
Organize
We review the moving parts of your financial life to identify opportunities for greater alignment.
Strategize
Together, we develop a personalized strategy built around your long-term priorities.
Guide
As life evolves, we continue helping you adapt and refine your strategy over time.
Knowledge Center
Insights & Perspectives
Thoughtful perspectives on wealth, planning, business transitions, and legacy strategy.
Equity Compensation Is Not a Strategy: Making Smarter Decisions About RSUs, Stock Options, and Company Shares
RSUs, stock options, and company shares are compensation, not a plan. How to think through taxes, exercise timing, concentration risk, and career changes so equity awards support your broader financial goals.
The Empty-Nest Financial Reset: What to Do With the Cash Flow You Get Back
When the last child moves out, household cash flow often improves without anyone deciding what it is for. A practical guide to directing that money toward retirement, debt, reserves, family support, and the life you want to enjoy now.
Helping Adult Children Financially Without Undermining Their Independence
Parents often want to help adult children with a down payment, school, or a setback, without creating dependence or risking their own security. A thoughtful framework for giving with confidence, not guilt.
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Financial Planning Should Feel More Coordinated
Whether you are navigating business growth, executive compensation, retirement planning, or family legacy considerations, thoughtful guidance can help bring greater clarity to important financial decisions.