By Bob Moses | Altum Wealth Alliance Not All Financial Plans Are Created Equal It is surprisingly common. A successful family has a detailed financial plan, built with careful projections, allocation models, and spreadsheets that hum with precision. On paper, it all checks out. When asked if the plan reflects the life they want to live, not just the one they are maintaining, the answer is often, not really. That gap matters. Because real financial planning is not just about a

By Bob Moses | Altum Wealth Alliance The Slow Leak You Never See Coming For many affluent families, wealth is the result of decades of discipline, sacrifice, and smart decision-making. It is not an accident. It is the outcome of hard work, long hours, and more than a few sleepless nights. So it can come as a surprise when, over time, some of that hard-earned wealth quietly slips through the cracks. Not through reckless spending or bad investments, but through inattention, out

Ask most people what wealth is for, and the answers usually revolve around security, freedom, or providing for family.

Financial inertia is one of the most underestimated risks facing high net worth families. It does not make headlines.